Debt advice

Almost everyone has some form of debt, whether it is money owed on a credit card, a bank loan or overdraft, or a mortgage. But if you are having trouble paying your bill, or if you fall behind with your Business rates, then it is essential that you contact us as soon as possible so that we can help you

Independent advice

If you are struggling with debt, it is important that you get free, impartial and realistic debt advice as soon as possible.

For information about managing personal debt, visit our Debt and money advice webpage

If you have a business or you owe debts from your previous business Business Debtline can help you. Business Debtline is a free debt advice service specifically for small businesses and the self-employed. It offers advice about business debts, cashflow problems and personal debts. It also offers self-help solutions such as debt management plans, debt relief orders and individual voluntary arrangements, and for people living in Scotland, debt-payment programmes under the Debt Arrangement Scheme and trust deeds.

Page last updated: 
14 March 2016
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