If you're struggling to make ends meet it can be tempting to miss a mortgage payment so you can pay other bills. But it's the worst thing you can do.
If you don't pay your mortgage, you could end up losing your home.
We can give you free advice and information about the different options and support available. And we can help you work out the best plan for you.
Call the Newcastle Debt Advice Line on 0191 278 2774
Telephone advice line is open from 9.30am - 12.30pm and again from 2.00pm - 4.00pm Monday to Friday.
You can also email: debtadvice@newcastle.gov.uk
There are a range of advice and support services in Newcastle as follows;
Citizens Advice Bureau - Helps you to deal with any legal, money, welfare benefits issues or other problems. Address: Newcastle Citizens Advice Bureau, St Cuthberts Chambers, 35 Nelson Street, Newcastle upon Tyne NE1 5AN. Email: citycab@newcastlecab.org.uk or telephone: 08701 264015.
Newcastle Law Centre - Free legal advice on employment, housing, welfare rights issues and mortgage debt to people living or working in Newcastle. Email: info@newcastlelawcentre.co.uk or telephone: 0191 230 4777.
Shelter Housing Aid Centre - Offers you free confidential and independent legal advice on housing, including dealing with mortgage debt, rent arrears, homelessness etc. Address: 1 - 2 Blackfriars Court, Dispensary Lane, Newcastle upon Tyne NE1 4XB. Email: tyneside@shelter.org.uk or telephone: 0844 515 1601 or visit website: www.shelter.org.uk
Newcastle City Council Welfare Rights Service - Free, confidential advice on debt related matters. Telephone: 0191 277 1051.
Community Legal Advice - Provides legal advice in England and Wales. Telephone 0845 345 4 345. Visit website: www.clsdirect.org.uk
Consumer Credit Counselling Service - Offers you help to deal with multiple debts. Telephone 0800 138 1111. Visit website: www.cccs.co.uk
Financial Services Authority (FSA) - The FSA produces several guides on how to manage your money which you can get online. Visit website: www.moneymadeclear.fsa.gov.uk or telephone: 0845 606 1234.
National Debtline - Helps you to deal with debt problems. Telephone: 0808 808 4000 or visit website: www.nationaldebtline.co.uk
Payplan - Gives you advice on your debts. Telephone: 0800 917 7823 or visit website: www.payplan.com
Page last updated: 26 March, 2012